/* ==========================================================================
   Elite Wealth Management — Modernized Production Stylesheet
   Built with Mobile-First, Accessible WCAG AA, and Responsive Architecture
   ========================================================================== */

/* --- Custom Properties / Design Tokens --- */
:root {
  /* Brand Palettes */
  --color-primary-dark: #102428;
  --color-primary: #1b3a3f;
  --color-primary-light: #2c545b;
  --color-primary-soft: #eaf1f2;
  --color-primary-rgb: 27, 58, 63;

  /* Gold Tokens (Strict WCAG AA contrast compliance) */
  --color-gold-dark: #735414;        /* Darker gold for text on white: 4.6:1 contrast */
  --color-gold-accessible: #826017;  /* High contrast accent on light backgrounds */
  --color-gold-bright: #d9b45d;      /* Radiant gold on dark teal backgrounds */
  --color-gold-light: #f5eedb;       /* Subtle gold highlight container */
  --color-gold-border: #d4ba7d;

  /* Neutrals & Surfaces */
  --color-bg-body: #f8faf9;
  --color-bg-surface: #ffffff;
  --color-bg-alt: #f1f5f5;
  --color-bg-dark: #122225;
  --color-text-main: #1e293b;
  --color-text-muted: #475569;
  --color-text-light: #64748b;
  --color-border: #e2e8f0;
  --color-border-subtle: #edf2f7;

  /* Feedback Colors */
  --color-success: #166534;
  --color-success-bg: #dcfce7;
  --color-error: #991b1b;
  --color-error-bg: #fee2e2;

  /* Typography */
  --font-serif: "Playfair Display", Georgia, "Times New Roman", serif;
  --font-sans: "Plus Jakarta Sans", system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;

  /* Elevation Shadows */
  --shadow-xs: 0 1px 2px rgba(0, 0, 0, 0.05);
  --shadow-sm: 0 2px 4px rgba(0, 0, 0, 0.04), 0 1px 2px rgba(0, 0, 0, 0.06);
  --shadow-md: 0 4px 12px rgba(0, 0, 0, 0.08), 0 2px 4px rgba(0, 0, 0, 0.04);
  --shadow-lg: 0 12px 28px rgba(0, 0, 0, 0.1), 0 4px 10px rgba(0, 0, 0, 0.05);
  --shadow-xl: 0 20px 40px rgba(0, 0, 0, 0.14), 0 8px 16px rgba(0, 0, 0, 0.06);

  /* Border Radii */
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-xl: 24px;
  --radius-full: 9999px;

  /* Transitions */
  --transition-fast: 150ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-normal: 250ms cubic-bezier(0.16, 1, 0.3, 1);
  --transition-smooth: 350ms cubic-bezier(0.16, 1, 0.3, 1);

  /* Layout */
  --max-width-container: 1240px;
  --header-height: 80px;
}

/* --- Base & Reset Rules --- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 100%;
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
  overflow-x: clip; /* Prevents overflow without breaking position:sticky */
}

body {
  font-family: var(--font-sans);
  color: var(--color-text-main);
  background-color: var(--color-bg-body);
  line-height: 1.65;
  font-size: 1rem;
  overflow-x: clip;
  display: flex;
  flex-direction: column;
  min-height: 100vh;
  -webkit-font-smoothing: antialiased;
}

main {
  flex: 1 0 auto;
}

img, picture, svg, video {
  display: block;
  max-width: 100%;
  height: auto;
}

a {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-fast);
}

a:hover {
  color: var(--color-gold-dark);
}

button, input, select, textarea {
  font: inherit;
  color: inherit;
}

ul, ol {
  list-style: none;
}

/* Accessible focus visible rings */
:focus-visible {
  outline: 3px solid var(--color-gold-accessible);
  outline-offset: 3px;
  border-radius: var(--radius-sm);
}

/* Screen reader only utility */
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

/* Skip link */
.skip-link {
  position: absolute;
  top: -100px;
  left: 1rem;
  background: var(--color-primary-dark);
  color: #ffffff;
  padding: 0.75rem 1.5rem;
  z-index: 9999;
  border-radius: var(--radius-md);
  font-weight: 600;
  transition: top var(--transition-fast);
}

.skip-link:focus {
  top: 1rem;
}

/* --- Container & Layout --- */
.container {
  width: 100%;
  max-width: var(--max-width-container);
  margin-inline: auto;
  padding-inline: 1.25rem;
}

@media (min-width: 768px) {
  .container {
    padding-inline: 2rem;
  }
}

/* ==========================================================================
   Utility Top Bar (Contact & Credentials)
   ========================================================================== */
.top-bar {
  background-color: var(--color-primary-dark);
  color: #e2e8f0;
  font-size: 0.8125rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  padding: 0.5rem 0;
}

.top-bar-inner {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  align-items: center;
  justify-content: space-between;
}

@media (min-width: 840px) {
  .top-bar-inner {
    flex-direction: row;
  }
}

.top-bar-phones {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 0.75rem 1.25rem;
}

.top-bar-item {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
}

.top-bar-label {
  color: var(--color-gold-bright);
  font-weight: 600;
}

.top-bar-phone-link {
  color: #ffffff;
  text-decoration: none;
  font-weight: 500;
  transition: color var(--transition-fast);
}

.top-bar-phone-link:hover {
  color: var(--color-gold-bright);
  text-decoration: underline;
}

.top-bar-actions {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.top-bar-fca {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  color: #cbd5e1;
  font-size: 0.75rem;
  border-inline-end: 1px solid rgba(255, 255, 255, 0.2);
  padding-inline-end: 1rem;
}

.portal-link {
  display: inline-flex;
  align-items: center;
  gap: 0.375rem;
  background-color: rgba(217, 180, 93, 0.15);
  border: 1px solid var(--color-gold-bright);
  color: var(--color-gold-bright);
  padding: 0.25rem 0.75rem;
  border-radius: var(--radius-full);
  font-weight: 600;
  font-size: 0.75rem;
  letter-spacing: 0.02em;
  transition: all var(--transition-fast);
}

.portal-link:hover {
  background-color: var(--color-gold-bright);
  color: var(--color-primary-dark);
}

/* ==========================================================================
   Header & Sticky Navigation
   ========================================================================== */
header.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(27, 58, 63, 0.08);
  box-shadow: var(--shadow-sm);
  transition: transform var(--transition-fast), background-color var(--transition-fast);
}

.header-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--header-height);
  gap: 1.5rem;
}

/* Logo sits at the start and is the Home link */
.brand-logo {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  text-decoration: none;
  flex-shrink: 0;
}

.brand-logo-img {
  height: 48px;
  width: auto;
  object-fit: contain;
}

@media (min-width: 1024px) {
  .brand-logo-img {
    height: 54px;
  }
}

/* Desktop Navigation */
.desktop-nav {
  display: none;
}

@media (min-width: 992px) {
  .desktop-nav {
    display: flex;
    align-items: center;
    gap: 0.5rem;
  }
}

.nav-list {
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.nav-link {
  display: inline-block;
  padding: 0.5rem 0.875rem;
  color: var(--color-primary);
  font-weight: 600;
  font-size: 0.9375rem;
  border-radius: var(--radius-sm);
  position: relative;
  transition: color var(--transition-fast), background-color var(--transition-fast);
}

.nav-link:hover {
  color: var(--color-gold-dark);
  background-color: var(--color-primary-soft);
}

.nav-link.active {
  color: var(--color-gold-dark);
  background-color: var(--color-gold-light);
  border-bottom: 2px solid var(--color-gold-dark);
}

/* Header CTAs */
.header-actions {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.btn-header-cta {
  display: none;
}

@media (min-width: 768px) {
  .btn-header-cta {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.55rem 1.2rem;
    background-color: var(--color-primary);
    color: #ffffff;
    font-size: 0.875rem;
    font-weight: 600;
    border-radius: var(--radius-full);
    border: 1px solid var(--color-primary);
    box-shadow: var(--shadow-xs);
    transition: all var(--transition-fast);
  }

  .btn-header-cta:hover {
    background-color: var(--color-primary-dark);
    color: #ffffff;
    box-shadow: var(--shadow-sm);
    transform: translateY(-1px);
  }
}

/* Mobile Hamburger Toggle */
.mobile-nav-toggle {
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 5px;
  width: 48px;
  height: 48px;
  background: transparent;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  cursor: pointer;
  padding: 10px;
  transition: background-color var(--transition-fast), border-color var(--transition-fast);
}

.mobile-nav-toggle:hover {
  background-color: var(--color-bg-alt);
  border-color: var(--color-primary);
}

.mobile-nav-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background-color: var(--color-primary);
  border-radius: 2px;
  transition: transform var(--transition-normal), opacity var(--transition-normal);
}

.mobile-nav-toggle[aria-expanded="true"] span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.mobile-nav-toggle[aria-expanded="true"] span:nth-child(2) {
  opacity: 0;
}

.mobile-nav-toggle[aria-expanded="true"] span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

@media (min-width: 992px) {
  .mobile-nav-toggle {
    display: none;
  }
}

/* Mobile Drawer */
.mobile-drawer {
  position: fixed;
  top: 0;
  right: 0;
  width: min(85vw, 360px);
  height: 100vh;
  background-color: #ffffff;
  z-index: 1050;
  box-shadow: var(--shadow-xl);
  display: flex;
  flex-direction: column;
  transform: translateX(100%);
  transition: transform var(--transition-smooth);
  overflow-y: auto;
}

.mobile-drawer.is-open {
  transform: translateX(0);
}

.mobile-drawer-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 1.25rem 1.5rem;
  border-bottom: 1px solid var(--color-border);
}

.drawer-close-btn {
  background: transparent;
  border: none;
  font-size: 1.5rem;
  cursor: pointer;
  color: var(--color-text-muted);
  width: 44px;
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-sm);
}

.drawer-close-btn:hover {
  color: var(--color-primary);
  background-color: var(--color-bg-alt);
}

.mobile-drawer-body {
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  flex: 1;
}

.mobile-nav-list {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.mobile-nav-link {
  display: block;
  padding: 0.85rem 1rem;
  font-weight: 600;
  font-size: 1.05rem;
  color: var(--color-primary);
  border-radius: var(--radius-md);
  border-bottom: 1px solid var(--color-border-subtle);
  transition: all var(--transition-fast);
}

.mobile-nav-link:hover,
.mobile-nav-link.active {
  background-color: var(--color-gold-light);
  color: var(--color-gold-dark);
}

.mobile-drawer-footer {
  padding: 1.5rem;
  background-color: var(--color-bg-alt);
  border-top: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  font-size: 0.875rem;
}

.drawer-backdrop {
  position: fixed;
  inset: 0;
  background-color: rgba(16, 36, 40, 0.45);
  backdrop-filter: blur(4px);
  z-index: 1040;
  opacity: 0;
  pointer-events: none;
  transition: opacity var(--transition-normal);
}

.drawer-backdrop.is-active {
  opacity: 1;
  pointer-events: auto;
}

/* ==========================================================================
   Typography & Common UI Components
   ========================================================================== */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-serif);
  color: var(--color-primary-dark);
  line-height: 1.25;
  font-weight: 700;
}

h1 {
  font-size: clamp(2rem, 4vw + 1rem, 3.25rem);
  letter-spacing: -0.02em;
  margin-bottom: 1.25rem;
}

h2 {
  font-size: clamp(1.6rem, 3vw + 0.5rem, 2.35rem);
  letter-spacing: -0.015em;
  margin-bottom: 1rem;
}

h3 {
  font-size: clamp(1.25rem, 2vw + 0.25rem, 1.65rem);
  margin-bottom: 0.75rem;
}

p {
  margin-bottom: 1rem;
  color: var(--color-text-muted);
}

p.lead {
  font-size: clamp(1.05rem, 1.2vw + 0.5rem, 1.25rem);
  line-height: 1.6;
  color: var(--color-text-main);
  font-weight: 400;
}

/* Badges & Pills */
.badge {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.35rem 0.85rem;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  border-radius: var(--radius-full);
}

.badge-gold {
  background-color: var(--color-gold-light);
  color: var(--color-gold-dark);
  border: 1px solid var(--color-gold-border);
}

.badge-teal {
  background-color: var(--color-primary-soft);
  color: var(--color-primary-light);
  border: 1px solid rgba(27, 58, 63, 0.15);
}

.badge-dark {
  background-color: rgba(255, 255, 255, 0.12);
  color: var(--color-gold-bright);
  border: 1px solid rgba(217, 180, 93, 0.3);
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 0.8rem 1.65rem;
  font-size: 0.95rem;
  font-weight: 600;
  border-radius: var(--radius-md);
  cursor: pointer;
  text-decoration: none;
  transition: all var(--transition-fast);
  border: 2px solid transparent;
  min-height: 48px;
}

.btn-primary {
  background-color: var(--color-primary);
  color: #ffffff;
  border-color: var(--color-primary);
  box-shadow: var(--shadow-sm);
}

.btn-primary:hover {
  background-color: var(--color-primary-dark);
  border-color: var(--color-primary-dark);
  color: #ffffff;
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-gold {
  background-color: var(--color-gold-accessible);
  color: #ffffff;
  border-color: var(--color-gold-accessible);
  box-shadow: var(--shadow-sm);
}

.btn-gold:hover {
  background-color: var(--color-gold-dark);
  border-color: var(--color-gold-dark);
  color: #ffffff;
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-secondary {
  background-color: #ffffff;
  color: var(--color-primary);
  border-color: var(--color-border);
  box-shadow: var(--shadow-xs);
}

.btn-secondary:hover {
  border-color: var(--color-primary);
  background-color: var(--color-bg-alt);
  color: var(--color-primary-dark);
  transform: translateY(-2px);
}

.btn-outline-white {
  background-color: transparent;
  color: #ffffff;
  border-color: rgba(255, 255, 255, 0.6);
}

.btn-outline-white:hover {
  background-color: #ffffff;
  color: var(--color-primary-dark);
  border-color: #ffffff;
  transform: translateY(-2px);
}

/* Sections */
.section {
  padding-block: clamp(3rem, 6vw, 5.5rem);
}

.section-alt {
  background-color: var(--color-bg-alt);
}

.section-dark {
  background-color: var(--color-primary-dark);
  color: #ffffff;
}

.section-dark h1,
.section-dark h2,
.section-dark h3 {
  color: #ffffff;
}

.section-dark p {
  color: #cbd5e1;
}

.section-header {
  text-align: center;
  max-width: 780px;
  margin-inline: auto;
  margin-bottom: clamp(2rem, 4vw, 3.5rem);
}

.section-header .badge {
  margin-bottom: 0.85rem;
}

/* ==========================================================================
   Hero Banners
   ========================================================================== */
.hero {
  position: relative;
  background: linear-gradient(135deg, var(--color-primary-dark) 0%, #17383e 60%, #1e454b 100%);
  color: #ffffff;
  padding-block: clamp(3.5rem, 7vw, 6.5rem);
  overflow: hidden;
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 85% 20%, rgba(217, 180, 93, 0.12), transparent 50%),
              radial-gradient(circle at 10% 80%, rgba(44, 84, 91, 0.4), transparent 45%);
  pointer-events: none;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2.5rem;
  align-items: center;
  position: relative;
  z-index: 2;
}

@media (min-width: 992px) {
  .hero-grid {
    grid-template-columns: 1.15fr 0.85fr;
    gap: 3.5rem;
  }
}

.hero-content {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.hero h1 {
  color: #ffffff;
}

.hero .lead {
  color: #e2e8f0;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin-top: 0.5rem;
}

.hero-trust-row {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 1.5rem;
  padding-top: 1.5rem;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  margin-top: 1rem;
}

.hero-trust-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.85rem;
  color: #cbd5e1;
}

.hero-trust-item svg {
  color: var(--color-gold-bright);
}

.hero-visual {
  position: relative;
}

.hero-card-wrapper {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
  border: 1px solid rgba(255, 255, 255, 0.15);
}

.hero-img {
  width: 100%;
  height: 380px;
  object-fit: cover;
}

.hero-card-floating {
  position: absolute;
  bottom: 1.5rem;
  left: 1.5rem;
  right: 1.5rem;
  background: rgba(16, 36, 40, 0.92);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  border: 1px solid rgba(217, 180, 93, 0.4);
  border-radius: var(--radius-md);
  padding: 1.1rem 1.25rem;
  display: flex;
  align-items: center;
  gap: 1rem;
}

.hero-badge-vouched {
  height: 38px;
  width: auto;
  object-fit: contain;
}

.hero-floating-text h4 {
  font-size: 0.95rem;
  color: #ffffff;
  margin-bottom: 0.2rem;
  font-family: var(--font-sans);
}

.hero-floating-text p {
  font-size: 0.8rem;
  color: var(--color-gold-bright);
  margin-bottom: 0;
}

/* Page Banner (Inner Pages) */
.page-banner {
  background: linear-gradient(135deg, var(--color-primary-dark) 0%, var(--color-primary) 100%);
  color: #ffffff;
  padding-block: clamp(2.75rem, 5vw, 4.5rem);
  position: relative;
  border-bottom: 1px solid rgba(217, 180, 93, 0.2);
}

.page-banner-content {
  max-width: 860px;
}

.page-banner h1 {
  color: #ffffff;
  margin-bottom: 0.75rem;
}

.page-banner .lead {
  color: #e2e8f0;
}

.breadcrumbs {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.875rem;
  color: #94a3b8;
  margin-bottom: 1rem;
}

.breadcrumbs a {
  color: var(--color-gold-bright);
}

.breadcrumbs a:hover {
  text-decoration: underline;
}

/* ==========================================================================
   Trust / Stats Bar
   ========================================================================== */
.stats-bar {
  background-color: #ffffff;
  border-bottom: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
  margin-top: -24px;
  position: relative;
  z-index: 10;
  border-radius: var(--radius-lg);
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
  padding: 1.5rem;
}

@media (min-width: 768px) {
  .stats-grid {
    grid-template-columns: repeat(4, 1fr);
    padding: 2rem 2.5rem;
  }
}

.stat-item {
  text-align: center;
}

.stat-number {
  font-family: var(--font-serif);
  font-size: clamp(1.75rem, 3vw, 2.5rem);
  font-weight: 700;
  color: var(--color-primary);
  line-height: 1.1;
  margin-bottom: 0.35rem;
}

.stat-label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-text-muted);
}

/* ==========================================================================
   Core Advisory Pillars & Cards
   ========================================================================== */
.cards-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.75rem;
}

@media (min-width: 640px) {
  .cards-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .cards-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.card {
  background-color: var(--color-bg-surface);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
  padding: 1.85rem;
  display: flex;
  flex-direction: column;
  transition: transform var(--transition-normal), box-shadow var(--transition-normal), border-color var(--transition-normal);
}

.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--color-primary-light);
}

.card-icon {
  width: 54px;
  height: 54px;
  border-radius: var(--radius-md);
  background-color: var(--color-primary-soft);
  color: var(--color-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
  font-size: 1.5rem;
  transition: all var(--transition-fast);
}

.card:hover .card-icon {
  background-color: var(--color-primary);
  color: var(--color-gold-bright);
}

.card h3 {
  font-size: 1.35rem;
  margin-bottom: 0.65rem;
}

.card p {
  font-size: 0.9375rem;
  flex: 1;
  margin-bottom: 1.25rem;
}

.card-link {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  font-weight: 700;
  font-size: 0.9rem;
  color: var(--color-gold-dark);
}

.card-link:hover {
  gap: 0.55rem;
  color: var(--color-primary);
}

/* ==========================================================================
   Royal Patronage Spotlight (Strive for Perfection)
   ========================================================================== */
.royal-spotlight {
  background: linear-gradient(135deg, #102428 0%, #16363d 50%, #0d1e22 100%);
  color: #ffffff;
  border-radius: var(--radius-xl);
  padding: clamp(2rem, 5vw, 4rem);
  box-shadow: var(--shadow-xl);
  border: 2px solid rgba(217, 180, 93, 0.4);
  position: relative;
  overflow: hidden;
}

.royal-spotlight::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, transparent, var(--color-gold-bright), transparent);
}

.royal-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2.5rem;
  align-items: center;
}

@media (min-width: 900px) {
  .royal-grid {
    grid-template-columns: 0.9fr 1.1fr;
    gap: 3.5rem;
  }
}

.royal-book-wrapper {
  position: relative;
  text-align: center;
}

.royal-book-cover {
  max-width: 320px;
  margin-inline: auto;
  border-radius: var(--radius-md);
  box-shadow: 0 15px 35px rgba(0, 0, 0, 0.4), 0 0 20px rgba(217, 180, 93, 0.2);
  border: 3px solid rgba(217, 180, 93, 0.6);
  aspect-ratio: 3 / 4;
  object-fit: cover;
}

.royal-content h2 {
  color: #ffffff;
  font-size: clamp(1.6rem, 2.5vw, 2.2rem);
}

.royal-gold-sub {
  color: var(--color-gold-bright);
  font-weight: 600;
  font-size: 1rem;
  margin-bottom: 1.25rem;
  display: block;
}

.royal-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-top: 1.5rem;
}

/* ==========================================================================
   People / Leadership Team
   ========================================================================== */
.team-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
}

@media (min-width: 768px) {
  .team-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .team-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.team-card {
  background-color: #ffffff;
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: transform var(--transition-normal), box-shadow var(--transition-normal);
}

.team-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.team-photo-wrap {
  width: 100%;
  aspect-ratio: 3 / 4;
  background-color: var(--color-bg-alt);
  overflow: hidden;
  position: relative;
}

.team-photo {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: top center;
  transition: transform var(--transition-smooth);
}

.team-card:hover .team-photo {
  transform: scale(1.03);
}

.team-info {
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  flex: 1;
}

.team-info h3 {
  font-size: 1.35rem;
  margin-bottom: 0.25rem;
}

.team-role {
  color: var(--color-gold-dark);
  font-weight: 700;
  font-size: 0.875rem;
  margin-bottom: 0.85rem;
}

.team-contact-list {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
  font-size: 0.875rem;
  padding-block: 0.75rem;
  border-block: 1px solid var(--color-border);
  margin-bottom: 1rem;
}

.team-contact-row {
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.team-contact-row a {
  color: var(--color-primary);
  font-weight: 500;
}

.team-contact-row a:hover {
  color: var(--color-gold-dark);
  text-decoration: underline;
}

.team-specialisms {
  margin-top: auto;
}

.team-specialisms h4 {
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  color: var(--color-text-muted);
  font-family: var(--font-sans);
  margin-bottom: 0.5rem;
}

.specialism-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 0.35rem;
}

.specialism-pills span {
  font-size: 0.75rem;
  background-color: var(--color-bg-alt);
  padding: 0.25rem 0.6rem;
  border-radius: var(--radius-sm);
  color: var(--color-text-main);
  border: 1px solid var(--color-border);
}

/* ==========================================================================
   Six-Stage Methodology Flow
   ========================================================================== */
.methodology-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.5rem;
}

@media (min-width: 640px) {
  .methodology-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .methodology-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.step-card {
  background-color: #ffffff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  box-shadow: var(--shadow-sm);
  position: relative;
  transition: all var(--transition-fast);
}

.step-card:hover {
  border-color: var(--color-gold-accessible);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.step-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  background-color: var(--color-primary);
  color: var(--color-gold-bright);
  font-weight: 700;
  font-size: 0.95rem;
  border-radius: var(--radius-full);
  margin-bottom: 1rem;
}

/* ==========================================================================
   Testimonials Grid & Slider
   ========================================================================== */
.testimonials-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.75rem;
}

@media (min-width: 768px) {
  .testimonials-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .testimonials-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.testimonial-card {
  background-color: #ffffff;
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
  padding: 2rem;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  position: relative;
}

.testimonial-card::before {
  content: "“";
  position: absolute;
  top: 1rem;
  right: 1.5rem;
  font-family: var(--font-serif);
  font-size: 4rem;
  line-height: 1;
  color: rgba(27, 58, 63, 0.08);
  pointer-events: none;
}

.testimonial-stars {
  color: #eab308;
  display: flex;
  gap: 3px;
  margin-bottom: 1rem;
}

.testimonial-quote {
  font-size: 0.9375rem;
  line-height: 1.65;
  color: var(--color-text-main);
  font-style: italic;
  margin-bottom: 1.5rem;
  flex: 1;
}

.testimonial-author {
  border-top: 1px solid var(--color-border);
  padding-top: 1rem;
}

.author-name {
  font-weight: 700;
  color: var(--color-primary-dark);
  font-size: 0.95rem;
}

.author-title {
  font-size: 0.8rem;
  color: var(--color-text-muted);
}

/* ==========================================================================
   Interactive Financial Calculators
   ========================================================================== */
.calculator-tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  justify-content: center;
  margin-bottom: 2.5rem;
}

.calc-tab-btn {
  padding: 0.75rem 1.25rem;
  border-radius: var(--radius-full);
  border: 1px solid var(--color-border);
  background-color: #ffffff;
  color: var(--color-primary);
  font-weight: 600;
  font-size: 0.9rem;
  cursor: pointer;
  transition: all var(--transition-fast);
}

.calc-tab-btn:hover {
  background-color: var(--color-primary-soft);
  border-color: var(--color-primary-light);
}

.calc-tab-btn.active {
  background-color: var(--color-primary);
  color: #ffffff;
  border-color: var(--color-primary);
  box-shadow: var(--shadow-sm);
}

.calc-pane {
  display: none;
}

.calc-pane.active {
  display: block;
}

.calc-layout {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2rem;
  background-color: #ffffff;
  border-radius: var(--radius-xl);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-md);
  padding: clamp(1.5rem, 4vw, 2.5rem);
}

@media (min-width: 900px) {
  .calc-layout {
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
  }
}

.calc-form {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 0.4rem;
}

.form-label {
  font-weight: 600;
  font-size: 0.875rem;
  color: var(--color-primary-dark);
  display: flex;
  justify-content: space-between;
}

.form-control {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  font-size: 1rem;
  background-color: #ffffff;
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
}

.form-control:focus {
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(27, 58, 63, 0.15);
  outline: none;
}

.calc-results-card {
  background: linear-gradient(135deg, var(--color-primary-dark) 0%, #1c3c41 100%);
  color: #ffffff;
  border-radius: var(--radius-lg);
  padding: 2rem;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  border: 1px solid rgba(217, 180, 93, 0.3);
}

.calc-results-header {
  margin-bottom: 1.5rem;
}

.calc-results-header h4 {
  color: var(--color-gold-bright);
  font-family: var(--font-sans);
  text-transform: uppercase;
  font-size: 0.8rem;
  letter-spacing: 0.05em;
  margin-bottom: 0.5rem;
}

.calc-big-value {
  font-family: var(--font-serif);
  font-size: clamp(2rem, 3.5vw, 2.75rem);
  font-weight: 700;
  color: #ffffff;
  line-height: 1.1;
}

.calc-breakdown-list {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  border-top: 1px solid rgba(255, 255, 255, 0.15);
  padding-top: 1.5rem;
  margin-bottom: 1.5rem;
}

.calc-breakdown-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.95rem;
}

.calc-breakdown-label {
  color: #cbd5e1;
}

.calc-breakdown-val {
  font-weight: 700;
  color: #ffffff;
}

.calc-disclaimer {
  font-size: 0.75rem;
  color: #94a3b8;
  line-height: 1.4;
  margin-bottom: 0;
}

/* ==========================================================================
   Office Locations & Interactive Contact Map
   ========================================================================== */
.offices-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.75rem;
  margin-bottom: 3rem;
}

@media (min-width: 768px) {
  .offices-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.office-card {
  background-color: #ffffff;
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  padding: 1.75rem;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
}

.office-card.primary-hq {
  border-color: var(--color-gold-border);
  box-shadow: var(--shadow-md);
  position: relative;
}

.office-card.primary-hq::before {
  content: "Head Office";
  position: absolute;
  top: -12px;
  left: 1.5rem;
  background-color: var(--color-gold-accessible);
  color: #ffffff;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  padding: 0.2rem 0.65rem;
  border-radius: var(--radius-full);
}

.office-card h3 {
  font-size: 1.25rem;
  margin-bottom: 0.5rem;
}

.office-card p {
  font-size: 0.9rem;
  margin-bottom: 0.5rem;
}

.office-contact {
  margin-top: auto;
  padding-top: 1rem;
  border-top: 1px solid var(--color-border);
}

.map-container {
  width: 100%;
  aspect-ratio: 16 / 9;
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-md);
}

.map-container iframe {
  width: 100%;
  height: 100%;
  border: 0;
}

/* ==========================================================================
   Contact Form
   ========================================================================== */
.contact-layout {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2.5rem;
}

@media (min-width: 992px) {
  .contact-layout {
    grid-template-columns: 1.15fr 0.85fr;
    gap: 3.5rem;
  }
}

.contact-form-card {
  background-color: #ffffff;
  border-radius: var(--radius-xl);
  border: 1px solid var(--color-border);
  padding: clamp(1.5rem, 4vw, 2.5rem);
  box-shadow: var(--shadow-md);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
}

@media (min-width: 640px) {
  .form-row {
    grid-template-columns: 1fr 1fr;
  }
}

.checkbox-group {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  font-size: 0.85rem;
  color: var(--color-text-muted);
}

.checkbox-group input[type="checkbox"] {
  margin-top: 0.25rem;
  width: 18px;
  height: 18px;
  accent-color: var(--color-primary);
  flex-shrink: 0;
}

.form-alert {
  padding: 1rem;
  border-radius: var(--radius-md);
  margin-bottom: 1.5rem;
  font-size: 0.9rem;
  display: none;
}

.form-alert.is-success {
  display: block;
  background-color: var(--color-success-bg);
  color: var(--color-success);
  border: 1px solid #86efac;
}

.form-alert.is-error {
  display: block;
  background-color: var(--color-error-bg);
  color: var(--color-error);
  border: 1px solid #fca5a5;
}

/* ==========================================================================
   Global Footer
   ========================================================================== */
footer.site-footer {
  background-color: var(--color-primary-dark);
  color: #cbd5e1;
  border-top: 3px solid var(--color-gold-accessible);
  padding-top: clamp(3rem, 6vw, 5rem);
}

.footer-top {
  display: grid;
  grid-template-columns: 1fr;
  gap: 2.5rem;
  padding-bottom: 3.5rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

@media (min-width: 640px) {
  .footer-top {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 1024px) {
  .footer-top {
    grid-template-columns: 1.5fr 1fr 1.2fr 1.3fr;
    gap: 3rem;
  }
}

.footer-col h4 {
  color: #ffffff;
  font-size: 1.1rem;
  margin-bottom: 1.25rem;
  position: relative;
  padding-bottom: 0.6rem;
}

.footer-col h4::after {
  content: "";
  position: absolute;
  bottom: 0;
  left: 0;
  width: 32px;
  height: 2px;
  background-color: var(--color-gold-bright);
}

.footer-col p {
  color: #94a3b8;
  font-size: 0.9rem;
  line-height: 1.6;
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 0.6rem;
}

.footer-links a {
  color: #cbd5e1;
  font-size: 0.9rem;
  transition: color var(--transition-fast);
}

.footer-links a:hover {
  color: var(--color-gold-bright);
  padding-inline-start: 4px;
}

.footer-badges {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  margin-top: 1.25rem;
}

.footer-badge-img {
  max-width: 160px;
  height: auto;
  border-radius: var(--radius-sm);
  background-color: #ffffff;
  padding: 4px;
}

.footer-disclaimers {
  padding-block: 2rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  font-size: 0.8125rem;
  color: #94a3b8;
  line-height: 1.6;
}

.footer-disclaimers strong {
  color: #e2e8f0;
}

.footer-bottom {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  align-items: center;
  justify-content: space-between;
  padding-block: 1.5rem;
  font-size: 0.8125rem;
  color: #64748b;
}

@media (min-width: 768px) {
  .footer-bottom {
    flex-direction: row;
  }
}

.footer-legal-links {
  display: flex;
  flex-wrap: wrap;
  gap: 1.25rem;
}

.footer-legal-links a {
  color: #94a3b8;
}

.footer-legal-links a:hover {
  color: var(--color-gold-bright);
}

/* ==========================================================================
   Back-to-Top Button
   ========================================================================== */
.back-to-top {
  position: fixed;
  bottom: 2rem;
  right: 2rem;
  width: 50px;
  height: 50px;
  background-color: var(--color-primary);
  color: #ffffff;
  border: 2px solid var(--color-gold-border);
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  z-index: 900;
  box-shadow: var(--shadow-lg);
  opacity: 0;
  visibility: hidden;
  transform: translateY(16px);
  transition: opacity var(--transition-normal), transform var(--transition-normal), background-color var(--transition-fast);
}

.back-to-top.is-visible {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.back-to-top:hover {
  background-color: var(--color-gold-accessible);
  transform: translateY(-3px);
}

.back-to-top:focus-visible {
  outline: 3px solid var(--color-gold-bright);
}

/* ==========================================================================
   Accordion Component (Succession Checklist & FAQs)
   ========================================================================== */
.accordion {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.accordion-item {
  background-color: #ffffff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: border-color var(--transition-fast);
}

.accordion-item:focus-within {
  border-color: var(--color-primary);
}

.accordion-trigger {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 1.25rem 1.5rem;
  text-align: left;
  background: transparent;
  border: none;
  font-family: var(--font-serif);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--color-primary-dark);
  cursor: pointer;
}

.accordion-trigger:hover {
  color: var(--color-gold-dark);
}

.accordion-icon {
  width: 24px;
  height: 24px;
  transition: transform var(--transition-normal);
  flex-shrink: 0;
}

.accordion-trigger[aria-expanded="true"] .accordion-icon {
  transform: rotate(180deg);
}

.accordion-panel {
  display: none;
  padding: 0 1.5rem 1.5rem 1.5rem;
  color: var(--color-text-muted);
  font-size: 0.95rem;
  border-top: 1px solid var(--color-border-subtle);
  padding-top: 1rem;
}

.accordion-panel.is-open {
  display: block;
}